MiData Credito 1.9

It is a service that allows consumers to take control of their Credit Report, Xcore Predictive, personal data, monitoring of inquiries made by third parties about them, as well as visualization of associated addresses and phone numbers, so they can stay informed of every update or change that occurs regarding their data.

MyData is the app through which the company Data Consultants of the Caribbean, Ltd. (DATACREDITO) offers consumers the Credit Report and Xcore Credit Score.

• Credit Report: It is a detailed report that shows the balances and status of credits of various kinds (consumer, mortgage, or vehicle) opened by the consumer within a period not exceeding 4 years, in accordance with Law No. 172-13 of the Dominican Republic.
• Xcore: It is a score that predicts the probability of defaulting on financial obligations (loans, credit cards, and other services). It is calculated using mathematical and statistical models based on five (5) categories of variables: payment history, amounts owed, performance of recent credits, types of credit in use, and credit history length.